/* Reliv Tax Advisory — site styles */
@font-face{font-family:"Newsreader";src:url(/assets/fonts/newsreader-300.woff2) format("woff2");font-weight:300;font-style:normal;font-display:swap}
@font-face{font-family:"Newsreader";src:url(/assets/fonts/newsreader-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Instrument Sans";src:url(/assets/fonts/instrument-sans.woff2) format("woff2");font-weight:400 700;font-style:normal;font-display:swap}

:root{
  --brand:#0E7468;--brand-700:#0B5B52;--brand-300:#3CC6B4;
  --accent:#F4A23B;--accent-300:#F7B860;--accent-100:#FFE2B8;
  --ink:#0F2B3A;--ink-900:#0A2230;--ink-700:#33474F;
  --muted:#4E5F67;--muted-2:#5B6B73;
  --paper:#FFFFFF;--cream:#FAF7F2;--sand:#F4F1EC;--tint:#E3F2EE;--tint-line:#A9CFC5;
  --line:#E6E2DB;--line-2:#D9D3C9;
  --on-dark:#F2EFE8;--on-dark-2:#BFCDD2;--line-dark:#2F4A57;
  --ok:#0E7468;--warn:#B86E0B;--danger:#B4372B;
  --serif:"Newsreader",Georgia,"Times New Roman",serif;
  --sans:"Instrument Sans","Helvetica Neue",Helvetica,Arial,sans-serif;
  --r-sm:12px;--r:20px;--r-lg:24px;
  --shadow:0 6px 24px rgba(15,43,58,.08);--shadow-lg:0 18px 48px rgba(15,43,58,.14);
  --ease:cubic-bezier(.2,.7,.2,1);
  --wrap:1280px;--gutter:20px;
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:100px}
body{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.6 var(--sans);-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg,picture{display:block;max-width:100%}
a{color:var(--brand);text-underline-offset:3px}
a:hover{color:var(--brand-700)}
h1,h2,h3,h4{text-wrap:balance}
p,li,dd{text-wrap:pretty}
strong{font-weight:600}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--accent);outline-offset:3px;border-radius:8px}
::selection{background:var(--accent-100);color:var(--ink)}
.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:var(--gutter)}
.wrap--narrow{max-width:800px}
.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:12px;z-index:100;background:var(--ink);color:#fff;padding:10px 18px;border-radius:999px;font-weight:600;text-decoration:none}
.skip:focus{left:16px;color:#fff}

/* ---------- Type ---------- */
.eyebrow{margin:0 0 16px;font-size:13px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--brand)}
.eyebrow--light{color:var(--brand-300)}
.eyebrow--warm{color:var(--accent-100)}
.display{margin:0;font-family:var(--serif);font-weight:300;line-height:1.05;letter-spacing:-.015em;font-optical-sizing:auto}
.display--xl{font-size:clamp(40px,6.2vw,80px);line-height:1.01;letter-spacing:-.022em}
.display--l{font-size:clamp(32px,4.3vw,56px)}
.display--m{font-size:clamp(28px,3.4vw,44px);line-height:1.08}
.display em,.hl{font-style:normal;color:var(--brand)}
.lead{margin:0;font-size:clamp(17px,1.5vw,19px);line-height:1.55;color:var(--muted)}
.muted{color:var(--muted)}
.small{font-size:14px;color:var(--muted-2)}
.tnum{font-variant-numeric:tabular-nums lining-nums}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:12px 26px;border-radius:999px;border:1px solid transparent;font:600 16px/1.2 var(--sans);text-align:center;text-decoration:none;cursor:pointer;transition:transform .2s var(--ease),box-shadow .2s var(--ease),background-color .2s,color .2s,border-color .2s;-webkit-tap-highlight-color:transparent}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(15,43,58,.18)}
.btn:active{transform:translateY(0);box-shadow:none}
.btn .arr{display:inline-block;transition:transform .25s var(--ease)}
.btn:hover .arr{transform:translateX(4px)}
.btn--brand{background:var(--brand);color:#fff}
.btn--brand:hover{background:var(--brand-700);color:#fff}
.btn--accent{background:var(--accent);color:var(--ink)}
.btn--accent:hover{background:var(--accent-300);color:var(--ink)}
.btn--ghost{border-color:var(--ink);color:var(--ink);background:transparent}
.btn--ghost:hover{background:var(--ink);color:#fff}
.btn--ghost-light{border-color:rgba(255,255,255,.5);color:#fff;background:transparent}
.btn--ghost-light:hover{background:#fff;color:var(--ink)}
.btn--sm{min-height:44px;padding:8px 20px;font-size:14px;white-space:nowrap}
.btn--block{width:100%}
.btn[disabled],.btn.is-loading{opacity:.7;cursor:progress;transform:none;box-shadow:none}
.link-arrow{display:inline-flex;align-items:center;gap:6px;font-weight:600;text-decoration:none}
.link-arrow .arr{transition:transform .25s var(--ease)}
.link-arrow:hover .arr{transform:translateX(4px)}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:50;padding:12px 16px 0}
.header-bar{max-width:var(--wrap);margin:0 auto;display:flex;align-items:center;gap:12px 28px;padding:8px 10px 8px 18px;background:rgba(255,255,255,.9);-webkit-backdrop-filter:saturate(1.6) blur(14px);backdrop-filter:saturate(1.6) blur(14px);border:1px solid var(--line);border-radius:var(--r);box-shadow:0 2px 10px rgba(15,43,58,.04);transition:box-shadow .3s var(--ease),background-color .3s}
.site-header.is-scrolled .header-bar{box-shadow:var(--shadow);background:rgba(255,255,255,.96)}
.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;flex:none}
.brand:hover{color:var(--ink)}
.brand svg{width:36px;height:36px;transition:transform .5s var(--ease)}
.brand:hover svg{transform:rotate(-8deg)}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{font-weight:600;font-size:22px;letter-spacing:-.03em}
.brand-sub{margin-top:3px;font-weight:600;font-size:8.5px;letter-spacing:.22em;color:var(--brand)}
.nav{display:flex;gap:26px;flex:1;justify-content:center}
.nav a{position:relative;padding:8px 0;white-space:nowrap;color:var(--ink);font-size:14px;font-weight:500;letter-spacing:.04em;text-transform:uppercase;text-decoration:none}
.nav a::after{content:"";position:absolute;left:0;right:0;bottom:2px;height:2px;border-radius:2px;background:var(--accent);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease)}
.nav a:hover::after,.nav a.is-active::after{transform:scaleX(1)}
.header-actions{display:flex;align-items:center;gap:10px;margin-left:auto}
.lang-switch{display:flex;gap:2px;font-size:13px;font-weight:600}
.lang-switch a{padding:6px 9px;border-radius:999px;color:var(--muted-2);text-decoration:none;transition:color .2s,background-color .2s}
.lang-switch a:hover{color:var(--ink);background:var(--sand)}
.lang-switch a[aria-current="page"]{color:var(--ink);text-decoration:underline;text-decoration-thickness:2px;text-decoration-color:var(--accent);text-underline-offset:5px}
.burger{display:none;width:44px;height:44px;align-items:center;justify-content:center;padding:0;border:1px solid var(--line);border-radius:12px;background:#fff;cursor:pointer}
.burger-lines,.burger-lines::before,.burger-lines::after{display:block;width:20px;height:2px;border-radius:2px;background:var(--ink);transition:transform .3s var(--ease),background-color .2s}
.burger-lines{position:relative}
.burger-lines::before,.burger-lines::after{content:"";position:absolute;left:0}
.burger-lines::before{top:-6px}.burger-lines::after{top:6px}
.burger[aria-expanded="true"] .burger-lines{background:transparent}
.burger[aria-expanded="true"] .burger-lines::before{transform:translateY(6px) rotate(45deg)}
.burger[aria-expanded="true"] .burger-lines::after{transform:translateY(-6px) rotate(-45deg)}
.mobile-menu{max-width:var(--wrap);margin:8px auto 0;padding:8px 20px 20px;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--shadow-lg);animation:drop .3s var(--ease)}
.mobile-menu[hidden]{display:none}
.mobile-menu nav{display:flex;flex-direction:column}
.mobile-menu nav a{padding:14px 0;border-bottom:1px solid #F0ECE6;color:var(--ink);font-size:18px;font-weight:500;text-decoration:none;display:flex;justify-content:space-between;align-items:center}
.mobile-menu nav a::after{content:"→";color:var(--brand)}
.mobile-menu .mm-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;margin-top:16px}
.mobile-menu .lang-switch{font-size:14px}
.mobile-menu .lang-switch a{padding:8px 12px}
.mobile-menu .lang-switch a[aria-current="page"]{background:var(--tint);color:var(--brand-700);text-decoration:none}
@keyframes drop{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}
@media (max-width:1240px){
  .nav,.header-actions>.lang-switch{display:none}
  .burger{display:inline-flex}
}
@media (max-width:640px){.header-cta{display:none}.site-header{padding:10px 12px 0}}
html:not(.js) .burger{display:none}

/* ---------- Reveal on scroll ---------- */
.reveal{transition:opacity .9s var(--ease),transform .9s var(--ease);transition-delay:var(--d,0ms)}
/* Hidden only once site.js is running (it adds .reveal-ready), so content never stays invisible if the script fails */
.reveal-ready .reveal:not(.is-in){opacity:0;transform:translateY(36px)}
.reveal-ready .reveal--scale:not(.is-in){transform:scale(.96)}
.js .hero .rise{opacity:0;transform:translateY(22px);animation:rise 1s var(--ease) forwards;animation-delay:calc(var(--i,0) * 110ms + 60ms)}
@keyframes rise{to{opacity:1;transform:none}}
/* Headline and lead stay visible from the first paint (good for LCP); they only slide in */
.js .hero h1.rise,.js .hero .lead.rise{opacity:1;animation-name:slide}
@keyframes slide{from{transform:translateY(18px)}to{transform:none}}
.i0{--i:0}.i1{--i:1}.i2{--i:2}.i3{--i:3}.i4{--i:4}.i5{--i:5}
.link-accent{color:var(--accent);margin-top:8px}.link-accent:hover{color:var(--accent-300)}

/* ---------- Sections ---------- */
.section{padding-top:clamp(72px,9vw,112px)}
.section-head{display:flex;flex-wrap:wrap;gap:16px 40px;align-items:flex-end;justify-content:space-between}
.section-head>.display{flex:1 1 520px}
.section-head>p{flex:1 1 340px;margin:0;font-size:17px;color:var(--muted)}
.center{text-align:center}
.center .lead{margin-inline:auto}

/* ---------- Hero ---------- */
.hero{padding:clamp(48px,7vw,92px) 0 20px;text-align:center;position:relative}
.hero h1{max-width:940px;margin-inline:auto}
.hero .lead{max-width:650px;margin:24px auto 0}
.hero-ctas{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:32px}
.hero-micro{display:flex;flex-wrap:wrap;justify-content:center;gap:6px 18px;margin:20px 0 0;padding:0;list-style:none;font-size:14px;color:var(--muted-2)}
.hero-micro li{display:inline-flex;align-items:center;gap:6px}
.hero-micro svg{width:16px;height:16px;flex:none}
.hero-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:end;margin-top:28px}
.photo-card{position:relative;display:block;height:360px;border-radius:var(--r);overflow:hidden;color:var(--ink);text-decoration:none;background:var(--brand);isolation:isolate;transform:translateZ(0)}
.photo-card:hover{color:var(--ink)}
.photo-card--tall{height:430px}
.photo-card picture,.photo-card img{position:absolute;inset:0;width:100%;height:100%}
.photo-card img{object-fit:cover;transition:transform 1s var(--ease)}
.photo-card:hover img{transform:scale(1.06)}
.photo-card .tag{position:absolute;top:16px;left:16px;padding:6px 12px;border-radius:999px;background:rgba(255,255,255,.85);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px);font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.photo-card .panel{text-align:left;position:absolute;left:12px;right:12px;bottom:12px;display:flex;align-items:flex-end;justify-content:space-between;gap:12px;padding:16px;border-radius:14px;background:rgba(255,255,255,.96)}
.photo-card .kicker{display:block;font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted-2)}
.photo-card .title{display:block;margin-top:4px;font-family:var(--serif);font-size:23px;line-height:1.15}
.photo-card .go{flex:none;display:inline-flex;align-items:center;justify-content:center;width:38px;height:38px;border-radius:50%;background:var(--ink);color:#fff;transition:transform .3s var(--ease),background-color .3s}
.photo-card:hover .go{transform:translateX(3px);background:var(--accent);color:var(--ink)}
.carousel-dots{display:none}
@media (max-width:760px){
  .hero-cards{display:flex;overflow-x:auto;scroll-snap-type:x mandatory;gap:12px;margin-inline:calc(var(--gutter) * -1);padding:0 var(--gutter) 6px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .hero-cards::-webkit-scrollbar{display:none}
  .photo-card,.photo-card--tall{flex:0 0 84%;height:340px;scroll-snap-align:center}
  .carousel-dots{display:flex;justify-content:center;gap:8px;margin-top:14px}
  .carousel-dots span{width:8px;height:8px;border-radius:999px;background:var(--line-2);transition:width .3s var(--ease),background-color .3s}
  .carousel-dots span.is-on{width:22px;background:var(--brand)}
}

/* ---------- Marquee ---------- */
.marquee{margin-top:clamp(48px,6vw,72px);border-block:1px solid var(--line);overflow:hidden;white-space:nowrap;-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-track{display:inline-flex;gap:0;padding:18px 0;animation:marquee 48s linear infinite}
.marquee:hover .marquee-track{animation-play-state:paused}
.marquee-track span{display:inline-flex;align-items:center;gap:28px;padding-right:28px;font-size:14px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-700)}
.marquee-track span::after{content:"";width:8px;height:8px;border-radius:50%;background:var(--accent)}
@keyframes marquee{to{transform:translateX(-50%)}}

/* ---------- Why tiles ---------- */
.tiles{list-style:none;margin:44px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.tile{padding:26px;border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:transform .35s var(--ease),box-shadow .35s var(--ease),border-color .35s}
.tile:hover{transform:translateY(-4px);box-shadow:0 14px 32px rgba(15,43,58,.10);border-color:transparent}
.tile svg{width:36px;height:36px}
.tile h3{margin:18px 0 6px;font-size:19px;font-weight:600;line-height:1.3}
.tile p{margin:0;color:var(--muted)}
@media (max-width:1060px){.tiles{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.tiles{grid-template-columns:1fr}}

/* ---------- Dark band (Beckham) ---------- */
.band-dark{position:relative;overflow:hidden;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:48px;padding:clamp(28px,5vw,64px);border-radius:var(--r-lg);background:var(--ink);color:var(--on-dark)}
.band-dark .lead{color:var(--on-dark-2);max-width:560px;margin-top:20px}
.band-dark .btn{margin-top:28px}
.band-deco{position:absolute;right:56px;bottom:-1px;width:300px;height:150px;pointer-events:none}
@media (min-width:901px){.band-dark{padding-bottom:170px}}
.band-deco .sun{transition:transform 1.4s var(--ease) .2s}
.band-deco .sun2{transition-delay:.45s}
.reveal-ready .band-dark:not(.is-in) .band-deco .sun{transform:translateY(100%)}
.stats{position:relative;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 32px;align-content:start}
.stats>div{padding-top:16px;border-top:1px solid #3A5562}
.stats dt{font-family:var(--serif);font-weight:300;font-size:clamp(44px,5vw,58px);line-height:1;color:#fff;white-space:nowrap}
.stats dt.accent{color:var(--accent)}
.stats dd{margin:10px 0 0;font-size:15px;color:var(--on-dark-2)}
@media (max-width:900px){.band-dark{grid-template-columns:1fr}.band-deco{display:none}}
@media (max-width:420px){.stats{grid-template-columns:1fr;gap:22px}.stats dt{font-size:44px}}

/* ---------- Simulator ---------- */
.tool-section{margin-top:clamp(72px,9vw,112px);padding:clamp(64px,8vw,104px) 0;background:var(--cream)}
.tool-section--white{background:#fff;margin-top:0;padding-top:clamp(72px,9vw,112px);padding-bottom:0}
.tool-grid{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:clamp(32px,5vw,72px);align-items:start}
.tool-intro .lead{margin-top:20px}
.assumptions{margin:28px 0 0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px;font-size:15px;color:var(--muted)}
.assumptions li{display:flex;gap:10px}
.assumptions svg{flex:none;width:20px;height:20px;margin-top:2px}
.tool-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow);padding:clamp(22px,3.4vw,40px)}
.field-label{display:block;font-size:14px;font-weight:600;color:var(--ink)}
.salary-input{display:flex;align-items:baseline;gap:6px;margin-top:6px;border-bottom:2px solid var(--line);transition:border-color .2s}
.salary-input:focus-within{border-color:var(--brand)}
.salary-input .cur{font-family:var(--serif);font-size:clamp(36px,5vw,56px);font-weight:300;color:var(--muted-2)}
.salary-input input{width:100%;min-width:3ch;max-width:100%;padding:4px 0 8px;border:0;outline:0;background:transparent;font-family:var(--serif);font-weight:300;font-size:clamp(40px,5.6vw,64px);line-height:1.1;letter-spacing:-.02em;color:var(--ink);font-variant-numeric:lining-nums}
.salary-input input:focus-visible{outline:0}
.salary-input .cur--after{margin-left:-2px}
.salary-input .per{margin-left:auto;font-size:15px;color:var(--muted-2);white-space:nowrap}
.range{--p:30%;width:100%;margin:26px 0 6px;height:28px;background:transparent;-webkit-appearance:none;appearance:none;cursor:pointer}
.range::-webkit-slider-runnable-track{height:8px;border-radius:999px;background:linear-gradient(90deg,var(--brand) var(--p),var(--line) var(--p))}
.range::-moz-range-track{height:8px;border-radius:999px;background:var(--line)}
.range::-moz-range-progress{height:8px;border-radius:999px;background:var(--brand)}
.range::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;margin-top:-10px;border-radius:50%;background:#fff;border:6px solid var(--accent);box-shadow:0 4px 12px rgba(15,43,58,.25);transition:transform .2s var(--ease)}
.range::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:#fff;border:6px solid var(--accent);box-shadow:0 4px 12px rgba(15,43,58,.25)}
.range:active::-webkit-slider-thumb{transform:scale(1.12)}
.range:focus-visible{outline:none}
.range:focus-visible::-webkit-slider-thumb{outline:3px solid var(--ink);outline-offset:2px}
.range-scale{display:flex;justify-content:space-between;font-size:13px;color:var(--muted-2)}
.compare{margin:30px 0 0;padding:26px 0 0;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:20px}
.bar-row .bar-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px}
.bar-row .bar-name{font-weight:600}
.bar-row .bar-val{font-family:var(--serif);font-size:26px;line-height:1;font-variant-numeric:tabular-nums lining-nums}
.bar{position:relative;height:14px;margin-top:10px;border-radius:999px;background:var(--sand);overflow:hidden}
.bar i{position:absolute;inset:0 auto 0 0;width:var(--w,0%);border-radius:999px;background:var(--ink);transition:width .7s var(--ease)}
.bar--beckham i{background:var(--brand)}
.bar-rate{margin-top:6px;font-size:13px;color:var(--muted-2)}
.saving{margin-top:26px;padding:clamp(20px,3vw,28px);border-radius:var(--r);background:var(--tint);display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:18px 24px;transition:background-color .4s}
.saving .s-label{margin:0;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brand-700)}
.saving .s-value{margin:6px 0 0;font-family:var(--serif);font-weight:300;font-size:clamp(38px,5vw,54px);line-height:1;letter-spacing:-.02em;color:var(--ink);font-variant-numeric:tabular-nums lining-nums}
.saving .s-value small{font-family:var(--sans);font-size:16px;font-weight:500;letter-spacing:0;color:var(--muted)}
.saving .s-sub{margin:8px 0 0;font-size:15px;color:var(--ink-700)}
.saving.is-negative{background:var(--sand)}
.saving.is-negative .s-label{color:var(--warn)}
.tool-note{margin:18px 0 0;font-size:13px;line-height:1.5;color:var(--muted-2)}
@media (max-width:960px){.tool-grid{grid-template-columns:1fr}}

/* ---------- Deadline ---------- */
.deadline-card{position:relative;overflow:hidden}
.date-row{display:flex;flex-wrap:wrap;gap:12px;align-items:flex-end;margin-top:8px}
.date-row .input{flex:1 1 220px}
.input{min-height:52px;width:100%;padding:0 14px;border:1px solid #C9C4BB;border-radius:12px;background:#fff;color:var(--ink);font-size:17px;transition:border-color .2s,box-shadow .2s}
.input:focus{border-color:var(--brand);box-shadow:0 0 0 4px rgba(14,116,104,.14);outline:0}
.help{margin:8px 0 0;font-size:13px;color:var(--muted-2)}
.dl-result{margin-top:26px;padding-top:24px;border-top:1px solid var(--line)}
.dl-result[hidden]{display:none}
.dl-empty{margin-top:26px;padding:22px;border:1px dashed var(--line-2);border-radius:var(--r);color:var(--muted);display:flex;gap:14px;align-items:center}
.dl-empty svg{flex:none;width:38px;height:38px}
.dl-empty[hidden]{display:none}
.dl-top{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:12px 20px}
.dl-label{margin:0;font-size:13px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-2)}
.dl-date{margin:6px 0 0;font-family:var(--serif);font-weight:300;font-size:clamp(30px,4vw,44px);line-height:1.05;letter-spacing:-.015em}
.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;font-size:14px;font-weight:600;background:var(--tint);color:var(--brand-700)}
.pill::before{content:"";width:8px;height:8px;border-radius:50%;background:currentColor}
.pill--soon{background:#FDEBD2;color:var(--warn)}
.pill--urgent,.pill--passed{background:#F8DDD9;color:var(--danger)}
.pill--future{background:var(--sand);color:var(--ink-700)}
.timeline{position:relative;margin:28px 0 8px;height:10px;border-radius:999px;background:var(--sand)}
.timeline i{position:absolute;inset:0 auto 0 0;width:var(--w,0%);border-radius:999px;background:linear-gradient(90deg,var(--brand),var(--brand-300));transition:width .8s var(--ease)}
.timeline.is-soon i{background:linear-gradient(90deg,var(--brand),var(--accent))}
.timeline.is-urgent i,.timeline.is-passed i{background:linear-gradient(90deg,var(--accent),var(--danger))}
.timeline b{position:absolute;top:50%;left:var(--w,0%);width:22px;height:22px;margin:-11px 0 0 -11px;border-radius:50%;background:#fff;border:5px solid var(--ink);box-shadow:0 2px 8px rgba(15,43,58,.2);transition:left .8s var(--ease)}
.timeline-scale{display:flex;justify-content:space-between;font-size:13px;color:var(--muted-2)}
.dl-msg{margin:18px 0 0;font-size:16px;color:var(--ink-700)}
.dl-cta{margin-top:20px}

/* ---------- Who ---------- */
.who-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:40px}
.who-card{border-radius:var(--r);overflow:hidden;background:var(--sand);transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.who-card:hover{transform:translateY(-4px);box-shadow:0 14px 32px rgba(15,43,58,.10)}
.who-card svg{width:100%;height:150px}
.who-card .body{padding:20px 22px 24px}
.who-card .k{margin:0;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brand)}
.who-card .t{margin:8px 0 0;font-family:var(--serif);font-size:22px;line-height:1.2}
@media (max-width:1060px){.who-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.who-grid{grid-template-columns:1fr;gap:12px}.who-card{display:grid;grid-template-columns:96px minmax(0,1fr)}.who-card svg{height:100%;min-height:120px}.who-card .body{padding:16px 18px}.who-card .t{font-size:19px}}

/* ---------- Services ---------- */
.services{margin-top:clamp(72px,9vw,112px);background:var(--tint)}
.services .inner{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,7fr);gap:48px;padding-block:clamp(64px,8vw,96px)}
.services .eyebrow{color:var(--brand-700)}
.services .lead{color:var(--ink-700);margin-top:20px}
.services .btn{margin-top:28px}
.svc-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--tint-line);counter-reset:svc}
.svc-list li{display:flex;gap:24px;padding:26px 0;border-bottom:1px solid var(--tint-line)}
.svc-list .n{min-width:36px;font-family:var(--serif);font-size:22px;color:var(--brand-700)}
.svc-list h3{margin:0;font-size:20px;font-weight:600;line-height:1.3}
.svc-list p{margin:6px 0 0;color:var(--ink-700)}
@media (max-width:900px){.services .inner{grid-template-columns:1fr}}

/* ---------- Steps ---------- */
.steps{position:relative;list-style:none;margin:56px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px 0}
.steps::before{content:"";position:absolute;left:0;right:0;top:0;height:2px;background:var(--line)}
.steps::after{content:"";position:absolute;left:0;top:0;height:2px;width:100%;background:linear-gradient(90deg,var(--brand),var(--accent));transform-origin:left;transition:transform 1.6s var(--ease) .2s}
.reveal-ready .steps:not(.is-in)::after{transform:scaleX(0)}
.steps li{position:relative;padding:28px 28px 8px 0}
.steps li::before{content:"";position:absolute;top:-6px;left:0;width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--brand)}
.steps li:last-child::before{border-color:var(--accent)}
.steps .n{font-family:var(--serif);font-weight:300;font-size:64px;line-height:1;color:var(--brand)}
.steps li:last-child .n{color:var(--accent)}
.steps h3{margin:18px 0 6px;font-size:19px;font-weight:600}
.steps p{margin:0;color:var(--muted)}
@media (max-width:1000px){.steps{grid-template-columns:repeat(2,minmax(0,1fr));gap:40px 0}.steps::before,.steps::after{display:none}.steps li{border-top:2px solid var(--line)}}
@media (max-width:520px){.steps{grid-template-columns:1fr;gap:28px 0;margin-top:36px}.steps li{padding:22px 0 0;display:grid;grid-template-columns:56px minmax(0,1fr);column-gap:8px}.steps .n{font-size:44px;grid-row:span 2}.steps h3{margin:4px 0 4px}}

/* ---------- Guides ---------- */
.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:36px}
.guide-card{display:block;color:var(--ink);text-decoration:none;border-radius:var(--r)}
.guide-card:hover{color:var(--ink)}
.guide-card .art{overflow:hidden;border-radius:var(--r)}
.guide-card svg{width:100%;height:240px;transition:transform .8s var(--ease)}
.guide-card:hover svg{transform:scale(1.04)}
.guide-card .meta{margin:18px 0 0;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-2)}
.guide-card .t{margin:6px 0 4px;font-family:var(--serif);font-size:25px;line-height:1.2}
.guide-card .more{display:inline-flex;gap:6px;margin-top:8px;font-weight:600;color:var(--brand)}
.guide-card .more .arr{transition:transform .25s var(--ease)}
.guide-card:hover .more .arr{transform:translateX(4px)}
@media (max-width:960px){.guide-grid{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.guide-grid{grid-template-columns:1fr;gap:28px}.guide-card svg{height:180px}}

/* ---------- About ---------- */
.duo{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.card-sand,.card-brand{display:flex;flex-direction:column;gap:20px;padding:clamp(26px,4vw,48px);border-radius:var(--r-lg)}
.card-sand{background:var(--sand)}
.card-sand p{margin:0}
.card-brand{position:relative;overflow:hidden;background:var(--brand);color:#fff}
.card-brand>*{position:relative}
.card-brand .deco{position:absolute;right:-60px;top:-60px;width:240px;height:240px}
.card-brand .deco circle:last-child{transform-origin:120px 120px;animation:pulse 4s ease-in-out infinite}
@keyframes pulse{50%{transform:scale(1.12)}}
.card-brand p{margin:0;color:#E3F4F0;font-size:17px}
.card-brand .btn{align-self:flex-start}
.facts{list-style:none;margin:8px 0 0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.facts li{padding-top:14px;border-top:1px solid var(--line-2)}
.facts strong{display:block}
.facts span{font-size:15px;color:var(--muted)}
@media (max-width:860px){.duo{grid-template-columns:1fr}}
@media (max-width:700px){.card-brand .deco{display:none}}
@media (max-width:480px){.facts{grid-template-columns:1fr}}

/* ---------- FAQ ---------- */
.faq{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,2fr);gap:40px}
.faq-intro p{margin:16px 0 0;color:var(--muted)}
.faq-list{border-top:1px solid var(--line)}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list summary{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:22px 0;font-size:19px;font-weight:600;line-height:1.35;cursor:pointer;list-style:none;transition:color .2s}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary:hover{color:var(--brand)}
.faq-list .plus{position:relative;flex:none;width:30px;height:30px;border-radius:50%;border:1px solid var(--line);transition:transform .35s var(--ease),background-color .25s,border-color .25s}
.faq-list .plus::before,.faq-list .plus::after{content:"";position:absolute;left:50%;top:50%;width:12px;height:2px;margin:-1px 0 0 -6px;border-radius:2px;background:var(--brand)}
.faq-list .plus::after{transform:rotate(90deg)}
.faq-list details[open] .plus{transform:rotate(45deg);background:var(--tint);border-color:var(--tint)}
.faq-list .answer{overflow:hidden}
.faq-list .answer p{margin:0 0 22px;color:var(--muted);max-width:68ch}
@media (max-width:860px){.faq{grid-template-columns:1fr;gap:16px}}

/* ---------- Contact ---------- */
.contact{display:grid;grid-template-columns:minmax(0,5fr) minmax(0,6fr);gap:40px;padding:clamp(26px,5vw,64px);border-radius:var(--r-lg);background:var(--ink);color:var(--on-dark)}
.contact .lead{color:var(--on-dark-2);margin-top:18px}
.checks{list-style:none;margin:28px 0 0;padding:0;display:flex;flex-direction:column;gap:12px;color:#E3ECEE}
.checks li{display:flex;gap:10px;align-items:flex-start}
.checks svg{flex:none;width:20px;height:20px;margin-top:2px}
.contact .alt{margin:28px 0 0}
.contact .alt a{color:#fff;font-weight:600}
.form{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;padding:clamp(20px,3vw,32px);border-radius:var(--r);background:#fff;color:var(--ink)}
.form .full{grid-column:1 / -1}
.form .fld{display:flex;flex-direction:column;gap:6px;min-width:0}
.form label{font-size:14px;font-weight:600}
.form .opt{font-weight:400;color:var(--muted-2)}
.form select.input{padding-right:40px;-webkit-appearance:none;appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%230F2B3A' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 16px center}
.form textarea.input{min-height:96px;padding:12px 14px;resize:vertical}
.form .input:user-invalid{border-color:var(--danger)}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;line-height:1.5;color:var(--muted)}
.consent input{flex:none;width:18px;height:18px;margin-top:1px;accent-color:var(--brand)}
.attached{display:flex;gap:10px;align-items:flex-start;padding:12px 14px;border-radius:12px;background:var(--tint);font-size:14px;color:var(--brand-700)}
.attached[hidden]{display:none}
.attached svg{flex:none;width:18px;height:18px;margin-top:2px}
.form .after{margin:-4px 0 0;text-align:center;font-size:13px;color:var(--muted-2)}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
@media (max-width:960px){.contact{grid-template-columns:1fr}}
@media (max-width:520px){.form{grid-template-columns:1fr;padding:18px}.contact{padding:28px 14px 14px;gap:28px}.contact>div:first-child{padding:0 8px}}

/* ---------- Footer ---------- */
.site-footer{margin-top:clamp(56px,7vw,88px);padding:56px 0 40px;border-top:1px solid var(--line)}
.foot-grid{display:grid;grid-template-columns:minmax(0,1.4fr) repeat(3,minmax(0,1fr));gap:32px}
.foot-brand{display:flex;flex-direction:column;gap:12px;max-width:340px}
.foot-brand .row{display:flex;align-items:center;gap:10px}
.foot-brand .row svg{width:32px;height:32px}
.foot-brand .tagline{font-family:var(--serif);font-size:21px;line-height:1.25;color:var(--muted)}
.foot-col h2{margin:0 0 12px;font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2)}
.foot-col ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
.foot-col a{color:var(--ink);text-decoration:none;font-size:15px}
.foot-col a:hover{color:var(--brand);text-decoration:underline}
.foot-bottom{display:flex;flex-wrap:wrap;gap:12px 28px;justify-content:space-between;align-items:center;margin-top:40px;padding-top:20px;border-top:1px solid var(--line);font-size:13px;color:var(--muted-2)}
@media (max-width:900px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1 / -1}}

/* ---------- Sticky CTA (mobile) ---------- */
.sticky-cta{position:fixed;left:12px;right:12px;bottom:calc(12px + env(safe-area-inset-bottom));z-index:40;display:none;transform:translateY(160%);visibility:hidden;transition:transform .45s var(--ease),visibility 0s linear .45s}
.sticky-cta.is-on{transform:none;visibility:visible;transition:transform .45s var(--ease),visibility 0s}
.sticky-cta .btn{width:100%;box-shadow:0 10px 28px rgba(15,43,58,.28)}
@media (max-width:760px){.sticky-cta{display:block}body.has-sticky{padding-bottom:84px}}
html:not(.js) .sticky-cta{display:none}

/* ---------- Inner pages ---------- */
.page-hero{padding:clamp(44px,6vw,80px) 0 0}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;margin:0 0 22px;padding:0;list-style:none;font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--muted-2)}
.crumbs li+li::before{content:"/";margin-right:6px;color:var(--line-2)}
.crumbs a{color:var(--muted-2);text-decoration:none}
.crumbs a:hover{color:var(--brand)}
.article{font-size:17.5px;line-height:1.7}
.article h1{margin:12px 0 0}
.article .lead{margin-top:22px;font-size:clamp(18px,1.8vw,21px)}
.article .byline{display:flex;flex-wrap:wrap;gap:6px 16px;margin:26px 0 0;padding:16px 0;border-block:1px solid var(--line);font-size:14px;color:var(--muted-2)}
.article h2{margin:52px 0 12px;font-family:var(--serif);font-weight:400;font-size:clamp(26px,2.6vw,32px);line-height:1.2;letter-spacing:-.01em}
.article p{margin:0 0 16px}
.article ul{margin:0 0 16px;padding-left:22px;display:flex;flex-direction:column;gap:8px}
.article li::marker{color:var(--brand)}
.checklist{list-style:none;margin:0;padding:0!important;display:flex;flex-direction:column;gap:14px!important}
.checklist li{display:flex;gap:16px;padding:18px 20px;border:1px solid var(--line);border-radius:16px;background:#fff}
.checklist .n{flex:none;display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;background:var(--tint);color:var(--brand-700);font-weight:600;font-size:15px}
.advice{margin:44px 0 0;padding:28px;border-radius:var(--r);background:var(--tint)}
.advice .k{margin:0;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--brand-700)}
.advice .t{margin:8px 0 0;font-family:var(--serif);font-size:clamp(21px,2.2vw,25px);line-height:1.3}
.disclaimer{margin:32px 0 0;font-size:14px;color:var(--muted-2)}
.inline-cta{display:flex;flex-wrap:wrap;gap:12px 20px;align-items:center;justify-content:space-between;margin:28px 0;padding:20px 22px;border:1px solid var(--line);border-radius:var(--r);background:var(--cream)}
.inline-cta p{margin:0;font-weight:600}
.cta-box{display:flex;flex-wrap:wrap;gap:24px;align-items:center;justify-content:space-between;padding:clamp(28px,4vw,48px);border-radius:var(--r-lg);background:var(--ink);color:var(--on-dark)}
.cta-box p{margin:0;flex:1 1 380px;font-family:var(--serif);font-weight:300;font-size:clamp(26px,3vw,34px);line-height:1.15}
.related{margin-top:clamp(56px,7vw,80px)}
.related h2{margin:0 0 20px;font-family:var(--serif);font-weight:400;font-size:28px}
.progress{position:fixed;left:0;top:0;z-index:60;height:3px;width:100%;background:var(--accent);transform:scaleX(var(--s,0));transform-origin:left;pointer-events:none}
.legal{font-size:16px;line-height:1.7}
.legal h1{margin:12px 0 0}
.legal .updated{margin:14px 0 0;font-size:14px;color:var(--muted-2)}
.legal h2{margin:40px 0 10px;font-size:20px;font-weight:600}
.legal p,.legal ul{margin:0 0 14px}
.legal ul{padding-left:22px}
.legal table{width:100%;border-collapse:collapse;margin:0 0 16px;font-size:15px}
.legal th,.legal td{text-align:left;vertical-align:top;padding:10px 12px;border-bottom:1px solid var(--line)}
.legal th{width:34%;font-weight:600;background:var(--cream)}
.todo{background:#FFF1C9;border-radius:4px;padding:0 4px;font-weight:600}
.method{margin-top:clamp(56px,7vw,88px)}
.method-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:32px}
.method-grid>div{padding:24px;border:1px solid var(--line);border-radius:var(--r)}
.method-grid h3{margin:0 0 8px;font-size:18px}
.method-grid p{margin:0;color:var(--muted);font-size:15px}
@media (max-width:900px){.method-grid{grid-template-columns:1fr}}
.thanks-steps{list-style:none;margin:40px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;text-align:left}
.thanks-steps li{padding:24px;border:1px solid var(--line);border-radius:var(--r);background:#fff}
.thanks-steps .n{font-family:var(--serif);font-weight:300;font-size:44px;line-height:1;color:var(--brand)}
.thanks-steps h2{margin:14px 0 6px;font-size:18px}
.thanks-steps p{margin:0;color:var(--muted);font-size:15px}
@media (max-width:760px){.thanks-steps{grid-template-columns:1fr}}
.check-burst{width:88px;height:88px;margin:0 auto 24px}
.check-burst circle{transform-origin:44px 44px;animation:burst .7s var(--ease) both}
.check-burst path{stroke-dasharray:60;stroke-dashoffset:60;animation:draw .6s var(--ease) .35s forwards}
@keyframes burst{from{transform:scale(.4);opacity:0}}
@keyframes draw{to{stroke-dashoffset:0}}
.lang-picker{min-height:100vh;display:grid;place-items:center;padding:40px 20px;text-align:center;background:var(--cream)}
.lang-picker .choices{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:28px}

/* ---------- Motion preferences ---------- */
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;transition-delay:0ms!important}
  .js .hero .rise{opacity:1;transform:none}
  .marquee-track{animation:none}
}
@media print{
  .site-header,.sticky-cta,.marquee,.progress{display:none!important}
  .reveal-ready .reveal:not(.is-in){opacity:1;transform:none}
}
.lang-picker svg{width:64px;height:64px;margin:0 auto 24px}
.lang-picker h1{margin-top:4px}
.lang-picker .muted{margin:12px 0 0}
.page-hero .center .lead,.page-hero .lead{margin-top:20px}
.page-hero .center .lead{margin-inline:auto;max-width:620px}

/* ---------- v2: Form 151 service ---------- */
.f151{display:grid;grid-template-columns:minmax(0,6fr) minmax(0,5fr);gap:clamp(32px,5vw,72px);align-items:center}
.f151 .lead{margin-top:20px}
.f151 .assumptions{margin-top:24px}
.f151-ctas{display:flex;flex-wrap:wrap;align-items:center;gap:14px 24px;margin-top:30px}
.f151--hero h1{margin-top:2px}
.hero-ctas--left,.hero-micro--left{justify-content:flex-start}
.f151-visual{position:relative;overflow:hidden;padding:clamp(30px,4vw,52px) clamp(20px,4vw,48px) 30px;border-radius:var(--r-lg);background:var(--ink);color:var(--on-dark)}
.f151-visual::before{content:"";position:absolute;right:-90px;top:-90px;width:260px;height:260px;border-radius:50%;background:var(--brand);opacity:.6}
.f151-visual::after{content:"";position:absolute;left:-60px;bottom:-120px;width:220px;height:220px;border-radius:50%;border:2px solid rgba(60,198,180,.35)}
.paper{position:relative;z-index:1;max-width:380px;margin:0 auto;padding:22px 22px 24px;border-radius:14px;background:#fff;color:var(--ink);box-shadow:0 24px 48px rgba(0,0,0,.3);transform:rotate(-2.5deg);transition:transform .8s var(--ease)}
.f151-visual:hover .paper{transform:rotate(0)}
.paper-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding-bottom:12px;border-bottom:2px solid var(--ink)}
.paper-title{font-family:var(--serif);font-size:28px;line-height:1}
.paper-year{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-2)}
.paper-rows{display:flex;flex-direction:column;gap:13px;margin-top:18px}
.paper-row{display:grid;grid-template-columns:22px minmax(0,1fr) 54px;gap:10px;align-items:center}
.paper-row i{display:block;height:9px;border-radius:5px}
.paper-row .pn{background:var(--tint)}
.paper-row .pl{width:var(--w,70%);background:var(--sand);transform-origin:left;transition:transform .9s var(--ease)}
.paper-row .pv{background:var(--line)}
.paper-row:nth-child(1) .pl{--w:78%}.paper-row:nth-child(2) .pl{--w:56%;transition-delay:.1s}.paper-row:nth-child(3) .pl{--w:88%;transition-delay:.2s}.paper-row:nth-child(4) .pl{--w:64%;transition-delay:.3s}.paper-row:nth-child(5) .pl{--w:40%;transition-delay:.4s}
.paper-total{display:flex;justify-content:space-between;align-items:center;margin-top:18px;padding-top:12px;border-top:1px dashed var(--line-2)}
.paper-total span{width:40%;height:10px;border-radius:5px;background:var(--ink)}
.paper-total b{width:28%;height:14px;border-radius:5px;background:var(--brand)}
.stamp{position:absolute;right:14px;bottom:50px;padding:6px 12px;border:3px solid var(--brand);border-radius:10px;background:rgba(255,255,255,.88);color:var(--brand);font-size:15px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;transform:rotate(-12deg);transition:transform .5s cubic-bezier(.3,1.6,.5,1) 1s,opacity .3s 1s}
.reveal-ready .f151-visual:not(.is-in) .stamp{opacity:0;transform:rotate(-12deg) scale(1.8)}
.reveal-ready .f151-visual:not(.is-in) .pl{transform:scaleX(0)}
.cd{position:relative;z-index:1;display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:12px;max-width:380px;margin:30px auto 0}
.cd-label{margin:0;font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--brand-300)}
.cd-date{margin:4px 0 0;font-family:var(--serif);font-weight:300;font-size:30px;line-height:1.05;color:#fff}
.pill--dark{background:rgba(255,255,255,.12);color:#fff}
.pill--open{background:var(--accent);color:var(--ink)}
.cd-note{position:relative;z-index:1;max-width:380px;margin:10px auto 0;font-size:13px;color:var(--on-dark-2)}
.svc-more{margin-top:10px;font-size:15px}
.tiles--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.inc-list{list-style:none;margin:0;padding:0;display:grid;gap:12px;align-content:start}
.inc-list li{display:flex;gap:14px;align-items:flex-start;padding:18px 20px;border-radius:16px;background:#fff;font-size:17px;line-height:1.5}
.inc-list svg{flex:none;width:22px;height:22px;margin-top:2px}
.missed{margin-top:24px;padding:20px 22px;border:1px dashed var(--brand);border-radius:16px;background:rgba(255,255,255,.55)}
.missed .k{margin:0 0 6px;font-weight:600}
.missed p{margin:0;color:var(--ink-700)}
.steps--3{grid-template-columns:repeat(3,minmax(0,1fr))}
.seg{min-width:0;margin:0;padding:0;border:0}
.seg legend{margin-bottom:8px;padding:0;font-size:14px;font-weight:600}
.seg-opts{display:flex;flex-wrap:wrap;gap:8px}
.seg-opt{position:relative}
.seg-opt input{position:absolute;width:1px;height:1px;opacity:0}
.seg-opt span{display:inline-flex;align-items:center;min-height:44px;padding:8px 16px;border:1px solid #C9C4BB;border-radius:999px;font-size:14px;font-weight:600;line-height:1.25;cursor:pointer;transition:background-color .2s,color .2s,border-color .2s}
.seg-opt span:hover{border-color:var(--ink)}
.seg-opt input:checked+span{border-color:var(--ink);background:var(--ink);color:#fff}
.seg-opt input:focus-visible+span{outline:3px solid var(--accent);outline-offset:2px}
.form .fld[hidden]{display:none}
@media (max-width:1180px){.nav{gap:18px}.nav a{font-size:13px}}
@media (max-width:1060px){.tiles--3{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (max-width:900px){.f151{grid-template-columns:1fr}.tiles--3{grid-template-columns:1fr}}
@media (max-width:1000px){.steps--3{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){.paper{transform:none}}

/* ---------- v3: trust badges ---------- */
.trust{display:flex;flex-wrap:wrap;gap:8px 10px;margin:22px 0 0;padding:0;list-style:none}
.trust li{display:inline-flex;align-items:center;gap:8px;padding:7px 14px 7px 10px;border:1px solid var(--line);border-radius:999px;background:#fff;font-size:13px;font-weight:600;color:var(--ink)}
.trust svg{width:18px;height:18px;flex:none}
.hero-trust .trust{justify-content:center;margin-top:16px}
.trust--dark{margin-top:26px}
.trust--dark li{border-color:var(--line-dark);background:rgba(255,255,255,.06);color:var(--on-dark)}

/* ---------- v3: services dropdown + mobile groups ---------- */
.nav-dd{position:relative}
.nav-dd-btn{display:inline-flex;align-items:center;gap:6px;padding:8px 0;border:0;background:none;color:var(--ink);font-size:14px;font-weight:500;letter-spacing:.04em;text-transform:uppercase;cursor:pointer;white-space:nowrap}
.nav-dd-btn svg{transition:transform .25s var(--ease)}
.nav-dd.is-open .nav-dd-btn svg{transform:rotate(180deg)}
.nav-dd-btn.is-active{box-shadow:inset 0 -2px 0 var(--accent)}
.nav-dd-panel{position:absolute;left:50%;top:calc(100% + 14px);z-index:60;display:grid;gap:2px;min-width:300px;padding:8px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translate(-50%,-6px);transition:opacity .2s,transform .25s var(--ease),visibility 0s linear .25s}
.nav-dd-panel::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.nav-dd.is-open .nav-dd-panel{opacity:1;visibility:visible;transform:translate(-50%,0);transition:opacity .2s,transform .25s var(--ease),visibility 0s}
.nav-dd-panel a{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:12px 14px;border-radius:10px;color:var(--ink);text-decoration:none;text-transform:none;letter-spacing:0}
.nav-dd-panel a::after{display:none}
.nav-dd-panel a:hover,.nav-dd-panel a[aria-current]{background:var(--tint)}
.nav-dd-panel b{font-size:15px;font-weight:600}
.nav-dd-panel span{font-size:13px;color:var(--brand-700);font-weight:600;white-space:nowrap}
.mobile-menu .mm-group{margin:14px 0 2px;font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2)}
.mobile-menu nav a.mm-sub{padding:11px 0 11px 14px;font-size:16px}
.mobile-menu nav a.mm-sub small{margin-left:auto;margin-right:10px;font-size:12px;font-weight:600;color:var(--brand-700)}

/* ---------- v3: footer with services column ---------- */
.foot-grid{grid-template-columns:minmax(0,1.3fr) repeat(4,minmax(0,1fr))}
.foot-bottom span:first-child{line-height:1.7}
@media (max-width:1060px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1 / -1}}

/* ---------- v3: simulator region ---------- */
.region-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 16px}
.select-wrap{position:relative}
.input--chip{min-height:44px;width:auto;padding:0 40px 0 16px;border-radius:999px;font-size:15px;font-weight:600;-webkit-appearance:none;appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%230F2B3A' stroke-width='2' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 16px center;cursor:pointer}
.region-note{margin:8px 0 22px;font-size:13px;color:var(--muted-2)}

/* ---------- v3: service visuals (720 / 210) ---------- */
.paper--chart .blocks{position:relative;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;align-items:end;height:170px;margin-top:20px;padding-top:6px}
.blocks .thr{position:absolute;left:-6px;right:-6px;bottom:calc(30px + 62%);border-top:2px dashed var(--accent);z-index:1}
.blocks .thr b{position:absolute;right:0;top:-24px;padding:2px 8px;border-radius:6px;background:var(--accent);color:var(--ink);font-size:12px;font-weight:700}
.blk{display:flex;flex-direction:column;align-items:stretch;gap:8px;height:100%;justify-content:flex-end}
.blk i{display:block;border-radius:8px 8px 4px 4px;background:var(--brand);transform-origin:bottom;transition:transform 1s var(--ease)}
.blk1 i{height:calc((100% - 30px) * .80)}
.blk2 i{height:calc((100% - 30px) * .42);background:var(--line-2);transition-delay:.12s}
.blk3 i{height:calc((100% - 30px) * .92);transition-delay:.24s}
.blk span{height:22px;font-size:12px;font-weight:600;text-align:center;color:var(--muted-2)}
.reveal-ready .f151-visual:not(.is-in) .blk i{transform:scaleY(0)}
.paper--house{padding-top:18px}
.house{width:100%;height:auto}
.house .roof{transform-origin:120px 72px;transition:transform .9s var(--ease) .1s}
.house .hkey{transform-origin:200px 130px;transition:transform .9s cubic-bezier(.3,1.5,.5,1) .5s}
.reveal-ready .f151-visual:not(.is-in) .house .roof{transform:translateY(-14px)}
.reveal-ready .f151-visual:not(.is-in) .house .hkey{transform:rotate(-40deg) scale(.6)}
.chips{display:flex;flex-wrap:wrap;justify-content:center;gap:8px;margin-top:14px}
.chip{padding:6px 12px;border-radius:999px;background:var(--tint);color:var(--brand-700);font-size:13px;font-weight:600;transition:opacity .4s,transform .4s var(--ease)}
.chip2{background:#FDEBD2;color:var(--warn);transition-delay:.15s}.chip3{background:var(--sand);color:var(--ink-700);transition-delay:.3s}
.reveal-ready .f151-visual:not(.is-in) .chip{opacity:0;transform:translateY(8px)}

/* ---------- v3: email reminders ---------- */
.remind{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:14px 28px;align-items:center}
.remind-title{margin:0;font-weight:600;font-size:18px}
.remind-text{margin:4px 0 0;color:var(--muted)}
.remind-row{display:flex;gap:10px}
.remind-row .input{flex:1 1 auto;min-width:0}
.remind-row .btn{flex:none;min-height:52px}
.remind .consent{margin-top:10px;font-size:12.5px}
.remind-ok{grid-column:1 / -1;display:flex;gap:10px;align-items:center;margin:0;padding:12px 14px;border-radius:12px;background:var(--tint);color:var(--brand-700);font-weight:600}
.remind-ok svg{flex:none;width:20px;height:20px}
.remind-ok.is-error{background:#F8DDD9;color:var(--danger)}
.remind-band{margin-top:28px;padding:clamp(20px,3vw,30px);border-radius:var(--r);background:var(--cream);border:1px solid var(--line)}
.remind--compact{grid-template-columns:1fr;gap:10px}
.dl-remind{margin-top:22px;padding:18px;border:1px dashed var(--line-2);border-radius:16px}
.dl-remind .remind-title{font-size:16px}
@media (max-width:760px){.remind{grid-template-columns:1fr}.remind-row{flex-direction:column}.remind-row .btn{width:100%}}

/* ---------- v3: lifecycle ---------- */
.lc{position:relative;list-style:none;margin:56px 0 0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
.lc::before{content:"";position:absolute;left:12px;right:12px;top:11px;height:2px;background:linear-gradient(90deg,var(--brand),var(--brand-300) 50%,var(--accent))}
.lc-step{position:relative;padding:40px 22px 24px;border:1px solid var(--line);border-radius:var(--r);background:#fff;transition:transform .35s var(--ease),box-shadow .35s var(--ease)}
.lc-step:hover{transform:translateY(-4px);box-shadow:0 14px 32px rgba(15,43,58,.10)}
.lc-dot{position:absolute;left:22px;top:2px;width:20px;height:20px;border-radius:50%;background:#fff;border:4px solid var(--brand)}
.lc-step:nth-child(3) .lc-dot{border-color:var(--brand-300)}.lc-step:nth-child(4) .lc-dot{border-color:var(--accent)}
.lc-when{margin:0;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-2)}
.lc-form{margin:8px 0 0;font-family:var(--serif);font-size:30px;line-height:1.1}
.lc-txt{margin:8px 0 14px;color:var(--muted)}
.lc-step .link-arrow{font-size:15px}
.lc .lc-step{margin-top:0}
.b2b-strip{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 24px;margin-top:28px;padding:18px 22px;border-radius:var(--r);background:var(--sand)}
.b2b-strip p{display:flex;align-items:center;gap:12px;margin:0;font-weight:600}
.b2b-strip svg{flex:none;width:26px;height:26px}
@media (max-width:1060px){.lc{grid-template-columns:repeat(2,minmax(0,1fr))}.lc::before{display:none}}
@media (max-width:560px){.lc{grid-template-columns:1fr}}

/* ---------- v3: "before, during, after" strip on service pages ---------- */
.also{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 28px;padding:22px 24px;border:1px solid var(--line);border-radius:var(--r)}
.also h2{margin:0;font-size:13px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2)}
.also ul{display:flex;flex-wrap:wrap;gap:10px;margin:0;padding:0;list-style:none}
.also a{display:flex;flex-direction:column;padding:10px 16px;border:1px solid var(--line);border-radius:14px;color:var(--ink);text-decoration:none;transition:border-color .2s,background-color .2s}
.also a:hover{border-color:var(--brand)}
.also b{font-family:var(--serif);font-weight:400;font-size:19px;line-height:1.1}
.also span{font-size:12.5px;color:var(--muted-2)}
.also li.is-current a{background:var(--ink);border-color:var(--ink);color:#fff}
.also li.is-current span{color:var(--on-dark-2)}

/* ---------- v3: companies ---------- */
.board{position:relative;z-index:1;max-width:400px;margin:0 auto;padding:18px;border-radius:14px;background:#fff;color:var(--ink);box-shadow:0 24px 48px rgba(0,0,0,.3)}
.board-head{display:flex;justify-content:space-between;align-items:center;padding:2px 4px 12px;border-bottom:1px solid var(--line);font-weight:600}
.board-head em{font-style:normal;font-size:11px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--muted-2);padding:3px 8px;border-radius:999px;background:var(--sand)}
.board ul{list-style:none;margin:6px 0 0;padding:0}
.board li{display:grid;grid-template-columns:34px minmax(0,1fr) auto;gap:10px;align-items:center;padding:12px 4px;border-bottom:1px solid #F0ECE6;transition:opacity .5s,transform .5s var(--ease)}
.board li:last-child{border-bottom:0}
.board li:nth-child(2){transition-delay:.12s}.board li:nth-child(3){transition-delay:.24s}.board li:nth-child(4){transition-delay:.36s}
.reveal-ready .board-visual:not(.is-in) .board li{opacity:0;transform:translateX(12px)}
.board .avatar{display:inline-flex;align-items:center;justify-content:center;width:34px;height:34px;border-radius:50%;background:var(--tint)}
.board .avatar svg{width:18px;height:18px}
.board .who{font-size:14px;font-weight:600;line-height:1.3}
.board .st{padding:5px 10px;border-radius:999px;font-size:12px;font-weight:600;white-space:nowrap}
.st--ok{background:var(--tint);color:var(--brand-700)}.st--info{background:var(--sand);color:var(--ink-700)}.st--soon{background:#FDEBD2;color:var(--warn)}
.board-visual{padding-bottom:clamp(30px,4vw,52px)}
.model-list{list-style:none;margin:0;padding:0;display:grid;gap:12px;align-content:start}
.model-list li{padding:22px 24px;border-radius:16px;background:#fff}
.model-list h3{margin:0 0 6px;font-size:19px}
.model-list p{margin:0;color:var(--ink-700)}
.facts{grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}
.remind-ok[hidden]{display:none}
.f151--hero h1{font-size:clamp(38px,5vw,64px);line-height:1.03}
.lc{padding-top:30px}
.lc-step{padding-top:24px}
.lc-dot{top:-30px;left:20px}
@media (max-width:1060px){.lc{padding-top:0}.lc-step{padding-top:24px}.lc-dot{display:none}}

/* ---------------------------------------------------------------- v4 */
/* Lifecycle with five stages */
.lc{grid-template-columns:repeat(5,minmax(0,1fr));gap:16px}
.lc-step{padding-left:20px;padding-right:18px}
.lc-form{font-size:26px}
.lc-step:nth-child(4) .lc-dot{border-color:#F7B860}.lc-step:nth-child(5) .lc-dot{border-color:var(--accent)}
.lc-step:nth-child(3) .lc-dot{border-color:var(--brand-300)}
@media (max-width:1060px){.lc{grid-template-columns:repeat(2,minmax(0,1fr))}.lc-step:last-child{grid-column:1/-1}}
@media (max-width:560px){.lc-step:last-child{grid-column:auto}}

/* Form 210: income rows */
.paper--income{padding-bottom:20px}
.inc-rows{list-style:none;margin:16px 0 0;padding:0;display:flex;flex-direction:column;gap:10px}
.inc-rows li{display:grid;grid-template-columns:12px minmax(0,1fr) auto;gap:12px;align-items:center;padding:10px 12px;border-radius:10px;background:var(--cream);font-size:15px;font-weight:600;transition:opacity .5s,transform .5s var(--ease)}
.inc-rows i{width:12px;height:12px;border-radius:50%;background:var(--brand-300)}
.inc-rows li:nth-child(2) i{background:var(--brand)}.inc-rows li:nth-child(3) i{background:#F7B860}.inc-rows li:nth-child(4) i{background:var(--accent)}.inc-rows li:nth-child(5) i{background:var(--ink-700)}
.inc-rows b{padding:4px 10px;border-radius:999px;font-size:12px;background:var(--tint);color:var(--brand-700)}
.inc-rows b.tag2{background:#FDEBD2;color:var(--warn)}.inc-rows b.tag5{background:var(--sand);color:var(--ink-700)}
.inc-rows li:nth-child(2){transition-delay:.1s}.inc-rows li:nth-child(3){transition-delay:.2s}.inc-rows li:nth-child(4){transition-delay:.3s}.inc-rows li:nth-child(5){transition-delay:.4s}
.reveal-ready .f151-visual:not(.is-in) .inc-rows li{opacity:0;transform:translateX(12px)}

/* Tax planning: timeline */
.paper--plan{padding:28px 20px 26px}
.tl-bar{display:grid;grid-template-columns:1fr 2.4fr 1.6fr;border-radius:12px;overflow:hidden;font-size:13px;font-weight:600;text-align:center}
.tl-bar span{display:flex;flex-direction:column;justify-content:center;min-height:64px;padding:8px 6px;line-height:1.25}
.tl-a{background:var(--tint);color:var(--brand-700)}
.tl-b{background:var(--brand);color:#fff}
.tl-b small{font-size:11px;font-weight:500;opacity:.85;margin-top:3px}
.tl-c{background:var(--sand);color:var(--ink-700)}
.tl-flag{position:relative;height:56px}
.tl-flag span{position:absolute;left:62%;top:12px;transform:translateX(-50%);padding:6px 12px;border-radius:999px;background:var(--accent);color:var(--ink);font-size:13px;font-weight:700;white-space:nowrap;transition:opacity .6s .3s,transform .6s .3s var(--ease)}
.tl-flag::before{content:"";position:absolute;left:62%;top:-4px;width:2px;height:16px;background:var(--accent)}
.reveal-ready .f151-visual:not(.is-in) .tl-flag span{opacity:0;transform:translate(-50%,8px)}
.tl-coins{display:flex;justify-content:center;gap:10px}
.tl-coins i{width:30px;height:30px;border-radius:50%;background:#F7B860;box-shadow:inset 0 -4px 0 rgba(0,0,0,.08);transition:transform .5s var(--ease)}
.tl-coins i:nth-child(2n){background:var(--brand-300)}
.reveal-ready .f151-visual:not(.is-in) .tl-coins i{transform:translateY(10px) scale(.6)}

/* Home: companies block */
.b2b-card{padding:clamp(26px,5vw,60px);border-radius:var(--r-lg);background:var(--sand)}
.b2b-card .eyebrow{display:flex;align-items:center;gap:8px}
.b2b-card .eyebrow svg{width:20px;height:20px}
.b2b-points{list-style:none;margin:24px 0 28px;padding:0;display:flex;flex-direction:column;gap:14px}
.b2b-points li{display:grid;grid-template-columns:26px minmax(0,1fr);gap:12px;align-items:start;color:var(--ink-700)}
.b2b-points svg{width:24px;height:24px;margin-top:1px}
.b2b-points strong{color:var(--ink)}
@media (max-width:900px){.b2b-card .f151{grid-template-columns:1fr}}

/* Home: about CTA */
.about-cta{align-self:flex-start}

/* About page */
.about-hero{display:grid;grid-template-columns:minmax(0,7fr) minmax(0,4fr);gap:clamp(32px,5vw,72px);align-items:center}
.about-art svg{display:block;width:100%;max-width:360px;margin:0 auto}
.team{list-style:none;margin:40px 0 0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.team-card{padding:clamp(24px,3vw,36px);border-radius:var(--r-lg);background:var(--sand)}
.team-ic{display:inline-flex;align-items:center;justify-content:center;width:56px;height:56px;border-radius:16px;background:#fff}
.team-ic svg{width:30px;height:30px}
.team-card h3{margin:18px 0 8px;font-size:22px}
.team-card p{margin:0;color:var(--muted)}
.about-story{max-width:720px;margin:20px auto 0}
.about-cta-band{align-items:end}
.about-cta-band .lead{margin:16px 0 26px}
.about-company{margin:0;font-size:14px;color:var(--on-dark-2);text-align:right}
.about-company a{color:var(--on-dark)}
@media (min-width:901px){.about-cta-band{padding-bottom:clamp(28px,5vw,64px)}}
@media (max-width:900px){.about-hero{grid-template-columns:1fr}.about-art{max-width:240px}.team{grid-template-columns:1fr}.about-company{text-align:left}}

/* Header with one more item */
@media (max-width:1300px){.nav{gap:16px}.nav a,.nav-dd-btn{font-size:13px;letter-spacing:.02em}}
@media (min-width:1061px){.lc-when{min-height:2.7em}}
@media (max-width:640px){.b2b-card .board-visual{display:none}.b2b-card .btn{width:100%;justify-content:center}}